Thinking about Equity Release?

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We are here to help you to understand how Equity Release works, how it might help you, what you need to understand, and what you need to be aware of.

Firstly, there are two generic types of Equity Release. These are Lifetime Mortgages and Home Reversion Plans.


Lifetime Mortgages now account for over 99% of Equity Release lending in the UK and there are now numerous variations of lifetime mortgages available. These include lump-sum, interest-serviced, and drawdown lifetime mortgages, among others, and there are also other types of mortgage based retirement lending to consider, and market is growing.

There are a number of things that you should take into consideration if you are thinking about Equity Release, and it is vital that you take independent, fair and balanced advice, so that you and your family are fully informed before you decide what is best for you.

Please Watch Our Video & Read our Guide to Equity release


Well, firstly because when you are considering Equity Release as an option, there are many things that you will need to to consider. This will include looking at all of the other options that might be open to you, everything from using any other investments that you may have, right through to 'downsizing', and you will also need to be aware of the potential impact on any state benefits to which you might be entitled, as well as the way in which interest and other charges apply to Equity Release products.  


As a team we have many years experience in giving all types financial advice, and we employ fully qualified and experienced Equity Release specialists who use the latest internet based technology to source and find the right type of products to meet your circumstances and objectives, and which give you the guarantees and protection you need from across the whole of the UK Equity Release market. 


But, we are not a comparison site, behind which sit algorithms and search engines. Behind our site sit helpful people. We are trained, and we are experienced, so that you can be assured that whilst your initial contact with us may be via this website, there will always be someone who you can talk to, someone who will meet you and find out exactly what you are looking to achieve and what your personal circumstances are. And, once we know these circumstances we will advise you on the best solution for you, be that Equity Release, or a different option.

Call us now on 0800 080 7653 and take advantage of our free consultation to see if we can help you to a better understand Equity Release.

Please also see KRD's new 2020/21 brochure: 

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Equity Release


As we have explained above, there are two generic types of Equity Release,  Lifetime Mortgages and Home Reversion Plans.


Whilst Lifetime Mortgages do now account for the vast majority of Equity Release lending in the UK (over 99%), in certain circumstances you may also wish to consider a Home Reversion Plan.


Again, there are numerous variations on lifetime mortgages, lump-sum, interest-serviced and drawdown lifetime mortgages etc., among others. The market is growing, and new products are being introduced all the time.​

However, there are many things that you should be aware of if you are thinking about Equity Release, so it is vital that you take independent, fair and balanced advice, so that you and your family are fully informed, before you decide what is best for you.

We cover just the basics of the main product types below, so to gain a deeper insight into the products available, and implications of Equity Release. 


Please call us now on 0800 080 7653 or email us at and take advantage of our free consultation to see if we can help you to better understand Equity Release.






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